Workman’s comp, also known as worker’s comp, is a set of federal and state-specific laws that provide protection when you get hurt or disabled on the job due to workplace safety issues or occupational tasks. On the other hand, an employer’s liability insurance pays for the legal expenses (such as hiring a lawyer to handle claims for the employer) when an injured worker blames the employer for work-related injury and sues the employer for negligence. Most states require employers to carry ... [Read More]